When an injured worker receives permanent restrictions that prevents them from returning to his/her pre-injury position a few things may happen. The employer may modify the injured worker's pre-injury job to accommodate the restrictions. The employer may offer the injured worker a different position within the organization. Unfortunately, sometimes an employer is either unable or refuses to do so and the injured worker is without a job to return to. While many of us would say, well I'd just go out and find another job. As research has shown, if you're a married male, younger than 50 years in age, who has a solid education, not attorney represented for your claim, and who participates in a vocational rehabilitation program -- yes, you most likely will (Blackwell, Leierer, Haupt & Kampitsi, 2003). That's because individuals who fit this demographic profile have been found to have the best return to work outcomes after a claim. That is not to say that other injured workers won't benefit from vocational rehabilitation services such as retraining or on-the-job-training. Generally speaking, the more transferrable skills and individual possesses, the more likely they are to find work in another setting. A lower education level and being over the age of 50 may limit an individual in their job search.
It also makes sense that the less "employable" an injured worker is, the more it increases the exposure of the claim -- thereby increasing the value of the claim. The goal of any vocational rehabilitation plan is to assess an injured worker's employment history, transferrable skills, education, and provide services (re-training, job search tools) to identify employment opportunities. The more dismal the re-employment picture is, the greater the challenge it is to return the injured worker to gainful employment.
Employers can take steps to avoid this process by identifying employment opportunities within their company, looking at potential modifications (see our post on AskJAN.org) or any cross-training opportunities within their organization. When you can control or influence the outcome, your results will usually be better than when you let an injured worker's future be subject to the employment market.
Employers who have injured workers that are given permanent restrictions should think long and hard about providing modified duty, on a permanent basis to their injured workers. It is not a decision to be taken lightly. An unrestricted person may have a difficult time finding work, let alone adding in physical restrictions and a period of unemployment due to a work injury.
References: Blackwell, T. L., Leierer, S. J., Haupt, S. & Kampitsis, A. (2003). Predictors of vocational rehabilitation return-to-work outcomes in workers' compensation. Rehabilitation Counseling Bulletin, 46(2), 108.
Showing posts with label vocational rehabilitation. Show all posts
Showing posts with label vocational rehabilitation. Show all posts
Friday, June 13, 2014
Tuesday, April 22, 2014
You've heard of early RTW, but what about late RTW?
So much of what we hear about return to work focuses on early return to work. The majority of injured workers receive medical care, return to modified duty and then eventually their pre-injury jobs. But there's also a group of injured workers who receive medical care, and are given restrictions that are ultimately deemed permanent. The injuries are typically more severe, or require more than conservative treatment. Eventually, disability persists so long that we lose focus on return to work as a treatment goal. As Sullivan and Hyman (p. 1, 2014) put it,
"Evidence-based clinical guidelines emphasize early return-to-work as a critical
treatment objective in the management of recent onset pain conditions. However,
something changes when a pain condition becomes chronic. For chronic pain
conditions, return-to-work is rarely put forward as a primary treatment objective.
Consequently, successful return to work is rarely an outcome in the treatment of chronic
pain conditions."
In their editorial, the authors emphasize the importance of remaining active in ALL phases of recovery, even after an individual's pain becomes "chronic." If all the treatment that is provided (primarily prescription pain medications) does nothing to improve the individual's level of function, then they aren't really working, are they? One can argue that pain medication alleviates the individual's pain, but if that doesn't result in an increase in function, is it worth it? Why aren't we focusing on function?
There's also an assumption that individuals with chronic pain cannot work. The authors cite a study in which 40% of chronic pain patients who underwent a return-to-work intervention program were successful in their return to work. If you don't think it is an option, you will never look for information to prove yourself wrong. Employers who adamantly proclaim that they don't have modified duty will not then go look for modified duty options. Injured workers who believe that they will never return to work will most likely not look for opportunities to go back to work.
"Beliefs are the roadmaps of behavior" (p. 2, 2014). We must keep return to work on the table. When I say "we," I mean insurance professionals, case managers, medical providers, employers, and injured workers. The return to work may not be a pre-injury position, but there is work out there for those who want it. Take workers' compensation, or any other type of benefits, out of the equation, and focus on the individual. This is their life, for the rest of their life, not just until their benefits expire or their claims settle. What are "we" doing to provide the best outcome and what are we doing to return them to wellness via return to work? Can we really expect an injured worker to stay motivated if their physician has thrown in the RTW towel?
To read the editorial, click here.
References:
Sullivan, M. J. L., Hyman, M. H. (2014). Return to work as a treatment objective for patients with chronic pain? Journal of Pain Relief, 3(1). doi: 10.4172/2167-0846.1000130
"Evidence-based clinical guidelines emphasize early return-to-work as a critical
treatment objective in the management of recent onset pain conditions. However,
something changes when a pain condition becomes chronic. For chronic pain
conditions, return-to-work is rarely put forward as a primary treatment objective.
Consequently, successful return to work is rarely an outcome in the treatment of chronic
pain conditions."
In their editorial, the authors emphasize the importance of remaining active in ALL phases of recovery, even after an individual's pain becomes "chronic." If all the treatment that is provided (primarily prescription pain medications) does nothing to improve the individual's level of function, then they aren't really working, are they? One can argue that pain medication alleviates the individual's pain, but if that doesn't result in an increase in function, is it worth it? Why aren't we focusing on function?
There's also an assumption that individuals with chronic pain cannot work. The authors cite a study in which 40% of chronic pain patients who underwent a return-to-work intervention program were successful in their return to work. If you don't think it is an option, you will never look for information to prove yourself wrong. Employers who adamantly proclaim that they don't have modified duty will not then go look for modified duty options. Injured workers who believe that they will never return to work will most likely not look for opportunities to go back to work.
"Beliefs are the roadmaps of behavior" (p. 2, 2014). We must keep return to work on the table. When I say "we," I mean insurance professionals, case managers, medical providers, employers, and injured workers. The return to work may not be a pre-injury position, but there is work out there for those who want it. Take workers' compensation, or any other type of benefits, out of the equation, and focus on the individual. This is their life, for the rest of their life, not just until their benefits expire or their claims settle. What are "we" doing to provide the best outcome and what are we doing to return them to wellness via return to work? Can we really expect an injured worker to stay motivated if their physician has thrown in the RTW towel?
To read the editorial, click here.
References:
Sullivan, M. J. L., Hyman, M. H. (2014). Return to work as a treatment objective for patients with chronic pain? Journal of Pain Relief, 3(1). doi: 10.4172/2167-0846.1000130
Friday, February 7, 2014
Where in the PA WC Act does it say employers have to offer work to an injured worker? Right here...
I once had an employer ask me to show them where in the Pennsylvania Workers' Compensation Act it states that they have to bring an injured worker back to work. I kindly directed them to Rules and Regs -- Title 34. Labor and Industry, Part VII. Bureau of Workers’ Compensation, Chapter 123. General Provisions Part II, Subchapter D. Earning Power Determination, section 123.301 Employer job offer obligation. Here’s a link to this particular subchapter.
The Rules and Regulations state that if a job is open with the liable employer, that the injured worker is capable of performing, “…the employer shall offer that job to the employee prior to seeking a modification or suspension of benefits based upon earning power.” Basically, if you’re a Pennsylvania employer who is currently hiring for a position that an injured worker is vocationally and physically suited to perform, then the employer has an obligation to offer that job to the employee.
If the employer offers the job and the injured worker fails to respond to it or refuses it, then the employer’s duty has been satisfied and they can seek relief for refusal of a valid job offer and/or pursue evidence of earning power through a labor market survey/earning power assessment. If the employer has more than one opening that the injured worker could perform, the employer has the right to choose which job to offer.
Just for clarification – “…prior to seeking a modification or suspension of benefits based upon earning power” means that the employer/insurance carrier cannot seek relief through an earning power assessment/labor market survey if there is suitable job available to the injured worker at their pre-injury place of employment. Proving earning power basically means that an employer/insurance carrier utilizes the services of a vocational counselor to provide proof that there is work that exists in the usual employment area of the injured worker that he/she is vocationally and physically suited to perform.
This earning power assessment consists of a vocational interview with the injured worker to review his/her work history, vocational skills and any other relevant attributes pertaining to their employability. Some examples are military experience, education level, prior jobs held, or any certifications that the injured worker may possess. The vocational counselor then conducts a labor market survey to see what types of jobs exist in the market that the injured worker could perform, taking into consideration their work abilities. Once the survey is completed, the vocational counselor determines realistic earnings for these jobs for the injured worker.
Once the labor market survey/earning power assessment has been completed, the report is provided to all parties involved and the employer/insurance carrier may decide to file a Petition to Suspend or Modify the injured worker’s wage benefits based upon this projected earning capacity. The purpose of this evidence is to demonstrate that there is work available to the injured worker and based upon their responsibility to find work within their restrictions, the employer/insurance carrier should be relieved of some or all of their ongoing wage benefits (depending on the amount the injured worker is deemed capable of performing).
Many employers are unaware of how their ability to offer modified duty impacts their claims. If the earning capacity identified by the vocational counselor is less than what the injured worker previously earned (their average weekly wage for their WC claim), then the employer/carrier is responsible for 66 2/3% of the difference, which is called Temporary Partial Disability Benefits, or TPD. In Pennsylvania, an injured worker is entitled to 500 weeks of TPD benefits. If 2/3’s of the gap in earning capacity is equal to $150 x 500 weeks, the employer/carriers is still responsible for nearly $75,000 in wage benefits.
The intention of this post is not to make readers experts on any aspect of the Pennsylvania Workers’ compensation Act, nor is it to be construed or utilized as legal advice. The intent of this post is to make employers aware of the potential avenues that they may have to travel, if they are unable to bring an injured worker back to their pre-injury earning capacity in Pennsylvania. As with everything in insurance, each case is fact-specific and any decisions should be reviewed with an experience claim representative and/or legal counsel.
Tuesday, August 20, 2013
Meet JAN, your new best friend
The Job
Accommodation Network (JAN) is the leading source of free, expert, and
confidential guidance on workplace accommodations and disability employment
issues. Working toward practical solutions that benefit both employer and
employee, JAN helps people with disabilities enhance their employability, and
shows employers how to capitalize on the value and talent that people with
disabilities add to the workplace.
JAN’s Workplace Accommodations:
Low Cost, High Impact reports
the results of a recent survey of 723 employers who utilized JAN’s
services. We’ve provided some of the
most relevant findings below.
An astounding
57% of accommodations didn’t cost anything.
Zilch. They were free. The average cost of a one-time expenditure
was $500 for employers. Do the accommodations work? 76% of employers reported they found the
accommodations to be “very effective” or “extremely effective.”
What benefits
have employers utilizing JAN received?
Direct Benefits
39% reported a savings
on workers’ compensation or other insurance costs
90% reported the retention
of a valued employee
71% reported increased
the employee’s productivity
60% reported the elimination
of costs associated with training a new employee.
Indirect Benefits
66% of employers reported improved interactions
with coworkers
61% cited an increased
overall company morale level
45% reported increased
workplace safety
57% reported increased
overall company productivity
99% of employers stated they would use JAN again.
There’s a
Searchable Online Accommodation Resource (SOAR) database which provides information,
suggestions, examples and resources for employers interested in implementing a
job accommodation. These suggestions are
sorted by impairment or by industry.
References:
Job Accommodation Network (Original 2005, Updated 2007, Updated
2009, Updated 2010, Updated 2011, Updated 2012). Workplace accommodations: Low cost, high impact. Retrieved August 12, 2013, from
http://AskJAN.org/media/lowcosthighimpact.html
Thursday, May 9, 2013
What does an injured worker have to do with the US economy?
In an article written by the American College of Occupational and Environmental Medicine (ACOEM) entitled "Healthy Workforce/Healthy Economy: The Role of Health, Productivity, and Disability Management in Addressing the Nation's Health Care Crisis" the authors highlight the importance of a healthy workforce, and more importantly, the role that RTW can have on the economy, federal programs and the United States' workforce.
Between an aging workforce, increased chronic illnesses among all age groups and people relying on federal programs like Social Security and Medicaid at earlier ages, the future of federal entitlement programs are at a severe risk of bankruptcy. These programs rely heavily upon the workforce that is contributing to the programs and maintaining what the authors refer to as "a critical balance of net contributors versus net dependents."
What does an injured worker have to do with the US economy?
Well, if we're doing the right things such as getting the injured worker the appropriate medical treatment, assisting them in their recovery through modified duty work, and returning them to a state of wellness, we are moving in the right direction. As a result of these efforts, we are returning an otherwise disabled person as a productive, wage-earning, tax-paying contributor to the economy.
Integrating preventative wellness programs, providing modified duty to utilize work as therapy, and assisting employees who are precluded from returning to their pre-injury jobs with alternative employment options or vocational counseling serves an incredibly important role in making sure that our economy continues to grow and that otherwise capable individuals are not becoming dependents.
This is a (very) big-picture approach, but it highlights the importance of modified duty in an injured worker's recovery, as well as the impact it has on society and the economy.
Between an aging workforce, increased chronic illnesses among all age groups and people relying on federal programs like Social Security and Medicaid at earlier ages, the future of federal entitlement programs are at a severe risk of bankruptcy. These programs rely heavily upon the workforce that is contributing to the programs and maintaining what the authors refer to as "a critical balance of net contributors versus net dependents."
What does an injured worker have to do with the US economy?
Well, if we're doing the right things such as getting the injured worker the appropriate medical treatment, assisting them in their recovery through modified duty work, and returning them to a state of wellness, we are moving in the right direction. As a result of these efforts, we are returning an otherwise disabled person as a productive, wage-earning, tax-paying contributor to the economy.
Integrating preventative wellness programs, providing modified duty to utilize work as therapy, and assisting employees who are precluded from returning to their pre-injury jobs with alternative employment options or vocational counseling serves an incredibly important role in making sure that our economy continues to grow and that otherwise capable individuals are not becoming dependents.
This is a (very) big-picture approach, but it highlights the importance of modified duty in an injured worker's recovery, as well as the impact it has on society and the economy.
Tuesday, April 23, 2013
Changing discourse by changing the injured worker's course
This week's post was inspired by another blog (Managed Care Matters) as two quotes in an April 10, 2013 post hit on two very important points when discussing RTW:
"... 'there’s no condition so disabling that there isn’t someone in the US with that condition working full time today.'”
and...
"You don’t get better and go back to work, going back to work is a part of getting better!”
Disability means different things to different audiences. According to the U.S. Social Security Administration a person is "disabled" based upon their inability to work and if:
oYou cannot do work that you did before;
oWe decide that you cannot adjust to other work because of your medical condition(s); and
oYour disability has lasted or is expected to last for at least one year or to result in death.
Here's an experiment for you to try at home. Ask someone what they think of when they first think of a disabled person. I would be inclined to state that their initial response includes some description that focuses on the physical abilities or limitations of the person rather than the limitations placed on their ability to earn wages. Now, ask someone what they think of when they think of someone out of work due to a work-related injury. Was their response the same? I'd be inclined to state that their response related to the monetary impact.
Why?
Thursday, March 14, 2013
Vocational Rehabilitation, RTW and WC: What every employer should know
What is vocational rehabilitation (VR)?
According to IRMI:
"One aspect of the overall rehabilitation process that focuses on restoring an injured person's physical and mental capacity to perform work in a safe and productive manner. This process is normally geared to individuals whose disabilities permanently prevent them from returning to their prior positions without job modification and is normally overseen by a vocational counselor or therapist. For instances involving work-related injuries, the state workers compensation act establishes the type and range of services that must be provided the injured employee."
When is VR utilized?
The use of VR is typically triggered by an employer's inability or unwillingness to accommodate the IW's permanent restrictions.
As with everything in WC, it is jurisdictionally specific. Some states, like Minnesota, have regulations that require a vocational rehabilitation consultation if there's a reasonable expectation an IW will be totally disabled for more than 13 weeks. Other states don't require vocational rehabilitation benefits but allow for them if an injured worker meets specified criteria, such as permanent disability.
VR is sometimes used to rebut an opinion that an injured worker is permanently, totally disabled. In other words, a VR specialist would identify jobs that the IW is capable of performing within his/her physical abilities and vocational skill set to disprove an opinion that the IW is incapable of earning any wages as a result of their injury. The type of disability benefits an IW is receiving, as well as the duration for which they can receive them (total # of weeks) is governed by the state's WC law. In some cases, converting an IW's benefits to a different status (temporary total to temporary partial) triggers a statutory cap, thereby limiting the amount/duration of benefits an IW is entitled to.
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